MicroBilt Introduces Paynet to CreditCommander.com to Create Top Web Service for Business Credit Reporting

Paynet, Inc. announced today a new distribution channel through MicroBilt Corporation, a leading online provider of credit information. Available through their industry leading website, CreditCommander.com now offers access to Paynet Credit History Reports. PayNet, Inc. manages a data repository whose primary focus is term payment history information (more than one year) for small business lenders. Their data repository is one of the nation's largest online sources of term payment history information improving the credit granting process. The small business credit report for Commercial lenders includes Borrower Profile, Credit Scores, Summary of borrower's equipment lease and loan obligations. CHR Plus includes Bankruptcies, Liens, Judgments and UCC filings and enhances the CreditCommander.com business report offerings. The PayNet business credit report is an ideal tool for decisioning credit applications and managing portfolios. "Our goal is to provide our business lending customers with the most comprehensive and in-depth credit history reports available on the market today", states Ken Hill, President and COO, "By adding Paynet Business reports, we are adding a rich source of data on term debt financing transaction and business credit information necessary for financing small business loans." "Our research shows that even the smartest commercial lenders regularly turn down high quality business applicants due to lack of information or insufficient analytics" says Bill Phelan, President of PayNet. "MicroBilt is serious about helping their clients improve their credit process by providing access to new data and analytical capabilities". About MicroBilt:
MicroBilt, a division of Bristol Investments, Ltd., is the leader in credit bureau data access and retrieval, providing credit, collection and data sources. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and Trans Union and the two commercial bureaus, D&B and Experian Business as well as eFunds Corporation (NYSE: EFD) and Choicepoint (NYSE: CPS). This data access is available via the Internet at creditcommander.microbilt.com, a systems integration tool kit, dedicated terminals and dial-up software. The company also enables web sites to enhance their content offerings by delivering a CreditCommander.com private label site to their established online communities. Credit related insurance services are offered through MicroBilt’s licensed insurance group, MicroBilt Assurance Corp. Private company information along with knowledge-based analytical tools and information services is available through Integra Information, a division of MicroBilt. MicroBilt maintains offices in Georgia and New Jersey. For more information, please contact MicroBilt Corporation, 1640 Airport Road, Suite 115, Kennesaw, GA, 30144 or www.MicroBilt.com. Telephone: 1-800-884-4747. About Paynet:
PayNet improves the credit process of small business lending. Through our database of more than $320 billion in term debt payment history on small business borrowers, we enable our clients to approve more good applicants and identify the risky ones. With established strategic relationships in the industry, PayNet has become a major online database of current and historical payment information on small business loans and leases. PayNet Inc. is headquartered in suburban Chicago. For more information, visit PayNet at www.paynetonline.com.