Credit & Decisioning
If your business extends credit to customers, consumer data is critical to your revenue and profitability. But offering credit also carries risks. Smart businesses choose MicroBilt to provide the high-quality, cost-efficient consumer credit data they need to help ensure the best loan decisions are being made for their business. Our consumer credit and decisioning tools include:
Provides a score based on predictive alternative credit data.Learn More
Complete consumer lending platform powered by the industry’s most comprehensive alternative credit database.Learn More
Recently updated with a more powerful decisioning algorithm, iPredict Advantage is a powerful predictive scoring product for underwriting alternative credit that replaces our original iPredict product.Learn More
Instantly let’s you know if applicants are subject to Military Lending Act regulations.Learn More
Automatically creates and sends adverse action emails for you.Learn More
Completely customizable, Decision Table allows you to automate your decisioning process according to your own risk tolerance level.Learn More
The National Automobile Dealer Association (NADA) Vehicle Pricing Report is used to obtain information for assessing a specific vehicle’s value.Learn More
Get a solution customized to your needs
Have one of our business service consultants contact you.
PRBCnow you can
Life’s Free Alternative Credit Score.
Use the bills you pay to establish the credit score you need.Read More