If your business extends credit to customers, consumer data is critical to your revenue and profitability. But offering credit also carries risks. Smart businesses choose MicroBilt to provide the high-quality, cost-efficient consumer credit data they need to help ensure the best loan decisions are being made for their business. As a consumer credit reporting agency, Microbilt's data and products meet the highest standards of quality and security. Our consumer credit and decisioning tools include:

Alternative Credit Reporting
With PRBC alternative credit scoring you can now assess the creditworthiness and ability to pay of the 100 million people who have no traditional credit history on file with the traditional credit houses.
PRBC Consumer Report

Provides a score based on predictive alternative credit data.

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PRBC Credit Builder

Complete consumer lending platform powered by the industry’s most comprehensive alternative credit database.

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iPredict Advantage

Recently updated with a more powerful decisioning algorithm, iPredict Advantage is a powerful predictive scoring product for underwriting alternative credit that replaces our original iPredict product.

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Traditional Credit Reporting
MicroBilt is a convenient, single-source provider for consumer credit reports from Equifax, Experian and TransUnion.
Decision Support Products
For business that want to act fast, decisioning tools can be customized to your risk threshold. This automates the credit decision process saving you time and money.
MLA Verify

Instantly let’s you know if applicants are subject to Military Lending Act regulations.

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Adverse Action Notification

Automatically creates and sends adverse action emails for you.

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Decision Table

Completely customizable, Decision Table allows you to automate your decisioning process according to your own risk tolerance level.

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NADA Vehicle Pricing

The National Automobile Dealer Association (NADA) Vehicle Pricing Report is used to obtain information for assessing a specific vehicle’s value.

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Customized Solution

Have one of our business service consultants contact you.