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Lend smarter. Collect quicker. Grow your business.Lend smarter.
Collect quicker.
Grow your business.

The most powerful alternative credit data
& risk management solutions


Put our API’s to work for you.

Power your software and applications with MicroBilt’s frequently refreshed, reliably delivered, data APIs. Designed for everything from loan origination and identity confirmation to background screening and fraud detection, our APIs provide quality data efficiently and cost-effectively. To test any of our APIs, register on our developer platform.

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Data you can count on.

As a consumer credit reporting agency, MicroBilt's data is not only frequently refreshed and securely maintained, it meets the highest standards of consumer data quality as mandated through federal regulations.


What Is Bank Verification and How to Choose a Method for a Lending Business

by MicroBilt News on Jul 27, 2021

More lending businesses are using ACH payments as a payment method, but they need bank verification to mitigate potential risks....

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12 Common Data Management Mistakes to Avoid for Lenders

by MicroBilt News on Jul 20, 2021

This article will explore the common data management mistakes to avoid. Read on to explore these mistakes, and keep your business...

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Accurate Background Screening and Why It's Essential for Your Business

by MicroBilt News on Jul 13, 2021

Background screenings are far more common than many people realize. In fact, roughly 3 out of 4 employers run a background check...

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Data Charts
Unemployment Claims in 2020 & 2021
Loan Performance in 2020 & 2021