Important updates from Microbilt regarding COVID-19 (Coronavirus). Learn More
Helping lenders automate and validate applications for the Paycheck Protection Program (PPP). Learn More

Lend smarter. Collect quicker. Grow your business.Lend smarter.
Collect quicker.
Grow your business.

The most powerful alternative credit data
& risk management solutions


Put our API’s to work for you.

Power your software and applications with MicroBilt’s frequently refreshed, reliably delivered, data APIs. Designed for everything from loan origination and identity confirmation to background screening and fraud detection, our APIs provide quality data efficiently and cost-effectively. To test any of our APIs, register on our developer platform.

Test APIs

Data you can count on.

As a consumer credit reporting agency, MicroBilt's data is not only frequently refreshed and securely maintained, it meets the highest standards of consumer data quality as mandated through federal regulations.


What Are Nacha Rules? A Complete Guide

by MicroBilt News on Feb 24, 2021

The Nacha Operating Rules set the foundation for every ACH payment that gets processed in the United States. These rules help to...

Read More

4 Important Reasons To Conduct a Criminal Background Check

by MicroBilt News on Feb 19, 2021

Are you working on hiring new talent for your business? There's a lot that goes into this process. You have to do interviews, sift...

Read More

What Is Alternative Credit Data (and Why Is It Important?)

by MicroBilt News on Feb 08, 2021

Using an alternative credit data source lets you make a credit decision based on a more complete profile of the applicant.

Read More

Data Charts
Unemployment Claims in 2020 & 2021
Loan Performance in 2020 & 2021