No one knows alternative credit like we do.

Welcome to MicroBilt, a leading provider of alternative credit data and risk management solutions. For over 40 years, we have been at the forefront of innovation in the credit and risk management industry, developing cutting-edge technologies that help businesses make informed decisions about their customers, partners, and suppliers.

We offer a comprehensive suite of products and services designed to help businesses of all sizes and industries manage risk, prevent fraud, and optimize their operations. Our solutions range from credit reports and background checks to fraud detection and identity verification, all tailored to meet the unique needs of each client and help them achieve their goals.

At MicroBilt, we are committed to providing our clients with the highest level of customer service and support. Our team of experts is dedicated to helping businesses navigate the complex world of credit and risk management. We pride ourselves on our ability to deliver innovative solutions that deliver results.

Whether you are a small business owner looking to protect your company from fraud and identity theft or a large enterprise seeking to optimize your credit and risk management processes, MicroBilt has the expertise and solutions you need to succeed. We are here to help you achieve your goals, so contact us today to learn more about how we can help your business thrive.

Want to talk to someone?

A MicroBilt business consultant expert is ready to assist you.

Sales: 1-800-884-4397

Monday - Friday 8:30AM - 5:30PM EST

General Inquiries: 1-800-884-4747

  • 1978
    MicroBilt business began as Equipment Resources Incorporated, a provider of communications devices.
  • 1982
    Equipment Resources introduced communications terminals into the credit industry.
  • 1984
    Equipment Resources changed its name to MicroBilt as it began to develop value added software programs for its communications devices in addition to its proprietary hardware platforms.
  • 1985
    MicroBilt went public.
  • 1990
    MicroBilt was purchased by First Financial Management Corporation.
  • 1995
    First Financial Management Corporation was acquired by First Data Corporation. MicroBilt developed Windows-based desktop software solutions for customers as well as enterprise solutions for local area networks, wide area networks, credit communications engines and browser-based applications. These developments, however, were focused on enhancing the leasing of its proprietary hardware platforms that allowed customers to communicate directly with the consumer and commercial credit bureaus.
  • 2000
    First Data transferred its MicroBilt assets into MicroBilt, LLC. The Company implemented a process to move away from providing access the credit bureau data through the leasing of proprietary hardware to delivering all types of risk management information through an on-line, transactions-based platform. Along the way certain strategic acquisitions — DataFax, Inc., Integra Information, Inc., FiData, Inc., and Pay Rent, Build Credit, Inc., added to MicroBilt’s product offerings and system completeness.
  • 2002
    Acquired MergTech assets.
  • 2004
    MicroBilt Merchant Services and MicroBilt Financial Services are incorporated.
  • 2005
    Acquired Profit Systems Software, Credit Data Systems Inc., Eclectic Data Systems Inc. assets.
  • 2005
    ComplyTraq LLC incorporated to provide compliance services to third parties including customers and vendors.
  • 2010
    MicroBilt UK Ltd. incorporated.
  • 2010
    MicroBilt acquired CL Verify (“CLV”), formerly DP Bureau, a leading supplier of credit related information to short term lenders.