News & Resources

MicroBilt Introduces New User XML Interface for Obtaining Credit Data; Releases Automated Decisioning on

Kennesaw, GA, Jan 07, 2002

New Releases Simplify Opportunities for Business Credit Professionals MicroBilt, leading provider of credit access and reporting, today announced it has launched an XML Interface for their Software Developer's Kit (SDK) and added new functionality to MicroBilt is offering the industry standard XML interface for obtaining credit reports in real time through the Internet using their Software Developer's Kit. Credit Professionals can be up and running in days with MicroBilt's XML interface giving them access to the credit report and each of the data elements behind the report. They also have a choice between the credit bureaus print image report or MicroBilt's common formatted credit report. One of the key benefits of XML is its platform independence. Automated decisioning within the XML interface based on Credit bureau Scorecards or other additional judgmental variables (i.e. revolving trade utilization, trades currently past due, number of negative trades, etc.) is also available at no extra cost. "Our ongoing mission is to provide superior technology functionality and ease of use for our customers," stated Ken Hill, President of MicroBilt. The XML interface simplifies system integration and allows a company to be up and running with instant access to credit reports in very little time," said Mr. Hill. In addition, MicroBilt has released their flagship Decision Table product on their website at Previously, only available through their SDK, Decision Table offers credit managers the ability to automate their credit process with an easy to use web interface. Utilizing Decision Table, customers simply define the levels of decisioning they require, what products each customer level will be offered and the minimum credit criteria for each level. With this web-based interface, companies have instant access to their decision criteria for immediate credit modifications based on market and risk fluctuations. can retrieve credit data from the credit bureaus, apply a company's credit decision criteria and deliver an answer back to customers in 2 to 3 seconds. With customers can also define multiple user types and dictate what access is available to each user. This allows call center environments to control what their users have access to such as the decision and not the credit report or data elements behind the decision. "Decision Table in acts as a quick and easy credit filter that companies can modify based on market conditions," states MicroBilt President, Ken Hill. "MicroBilt delivers the tools that small and midsize lenders without technical resources need to make real-time credit decisions and manage risk efficiently." You can obtain more detailed information on the new release by going to and clicking on the "More" link under "Decision Table Now Available." Companies that wish to learn more about MicroBilt's products are invited to contact MicroBilt for a no-obligation, free trial offer. About MicroBilt:
MicroBilt, a division of Bristol Investments, Ltd., is a leader in credit bureau data access and retrieval, providing credit solutions to the Financial, Rental or Leasing, Health Care, Insurance, Law Enforcement, Education and Utilities Industries. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and Trans Union and the two commercial bureaus, Dun & Bradstreet and Experian Business. Bureau data is available via dedicated terminals, dial-up software, Internet website access or through an integrated custom interface utilizing their Software Developers Kit. Automated online decisioning tools are also available through Private company information along with knowledge-based analytical tools and information services is available through MicroBilt's recent acquisition, Integra Information, Inc. The company also enables web sites to enhance their content offerings by delivering a, and co-branded site to their established online communities. Formerly a First Data Corporation subsidiary (NYSE: FDC), MicroBilt Corporation, maintains offices in Georgia and New Jersey. New Century Equity Holdings Corp. (NASDAQ: NCEH), a holding company focused on high growth, technology-based companies and investments, is also a financial investor in MicroBilt Corporation ( For more information, contact MicroBilt Corporation, 1640 Airport Road, Suite 115, Kennesaw, GA 30144. Telephone: 1-800-884-4747.