WHAT IT IS:

A two-tier product for providing both equipment financing and credit history data on a commercial applicant.

WHAT IT DOES:

PayNet is a rich source of data on equipment financing and business credit history. The product can be used in two steps.

Step one: PayNet Company Search returns a list of matching businesses.

Step two: PayNet Payment History Report – delivers the payment history on a selected company compiled from a comprehensive database of borrower operating information, lender payback details and delinquency history as well as lien and judgment summaries.

WHAT IT IS USED FOR:

Used by small business lenders during the commercial loan origination process to better understand a commercial applicant’s credit history and risk profile.

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