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Employee background checks are a standard - albeit not universally required - hiring practice in many industries, such as care work, the government sector and positions with financial institutions. However, gaining access to this information

For decades, companies across the United States have been using pre-employment criminal record screenings to ensure they are hiring the best candidates possible. In recent years, the practice has come under heavy scrutiny by a number of groups,

Organizations in virtually every industry have had to refine many internal practices in light of new technology, especially when it comes to electronic payments, debt collection and background screening. Decision-makers must ensure that all

Loan officers require comprehensive financial information when assessing consumers' ability to pay back loans. However, they rarely collect all the data necessary to build a solid understanding of whether a person is creditworthy.Traditional

Alternative credit data may be able to shore up America's low homeownership rate.