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Across the country, millions of consumers have started to focus on what affects their credit scores. And while that kind of effort to better understand their ratings is a good idea, it should also come with the caveat that there are still many

Over the last several years, millions of Americans have learned the importance of having a good credit score. However, while they may know that these ratings are important, what often happens is they don't know what goes into making up those

Across the country, every consumer is going to have a different credit score. And while many Americans may know the difference between a good and bad rating, what they may not know is how these numbers are tabulated or, perhaps, what they can

The debt collection industry has been faced with numerous challenges in recent years due to new regulations. These increased restrictions were designed to with the intent of easing the process for debtors, but what has actually transpired is

Consumers are borrowing at increasingly higher rates than in previous years, an indication of relative stability within the economy. Stingy spending dominated the past half decade, dating back to the beginning of the economic collapse, but