Do some balances improve credit scores?

Oct 05, 2015 Walt Wojciechowski

The problem that often arises when it comes to discussing credit standing is that consumers don't always know what does and doesn't impact their scores, even if they think they do. For instance, many people may believe that having some credit


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What doesn't affect a credit score?

Sep 29, 2015 Walt Wojciechowski

Across the country, millions of consumers have started to focus on what affects their credit scores. And while that kind of effort to better understand their ratings is a good idea, it should also come with the caveat that there are still many


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What common mistakes hit your credit score hardest?

Sep 25, 2015 Walt Wojciechowski

Over the last several years, millions of Americans have learned the importance of having a good credit score. However, while they may know that these ratings are important, what often happens is they don't know what goes into making up those


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Where are credit scores highest and lowest?

Sep 25, 2015 Walt Wojciechowski

Across the country, every consumer is going to have a different credit score. And while many Americans may know the difference between a good and bad rating, what they may not know is how these numbers are tabulated or, perhaps, what they can


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Debt collectors are evolving to adopt better technology

Aug 31, 2015 Philip Burgess

The debt collection industry has been faced with numerous challenges in recent years due to new regulations. These increased restrictions were designed to with the intent of easing the process for debtors, but what has actually transpired is


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