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The credit invisible are any individuals without data filed in nationwide credit reporting agencies. They may be immigrants whose foreign credit scores don't apply in the U.S., millennials wary of traditional credit products, or individuals

EMV cards are a step up from magnetic stripe cards. While the latter store static information that hackers could steal through skimming techniques, the former contains dynamic data that's difficult to duplicate.Despite the advantages associated

Between millennials shunning traditional financing models and the number of underbanked individuals in the United States, it's clear to see why lenders are turning toward alternative credit data. "Collecting data from third-party providers

For lenders, millennials present both an opportunity and challenge. The opportunity lies in the generation's growing buying power. The challenge involves identifying Generation Y​-ers who are financially responsible. How do you assess

Given that the Automated Clearing House processes approximately $40 trillion in electronic payments and money transfers per year, according to the National Automated Clearing House Association, it's not surprising hackers continue to target