What common mistakes hit your credit score hardest?

Sep 25, 2015 Walt Wojciechowski

What common mistakes hit your credit score hardest?

Over the last several years, millions of Americans have learned the importance of having a good credit score. However, while they may know that these ratings are important, what often happens is they don't know what goes into making up those


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Where are credit scores highest and lowest?

Sep 25, 2015 Walt Wojciechowski

Where are credit scores highest and lowest?

Across the country, every consumer is going to have a different credit score. And while many Americans may know the difference between a good and bad rating, what they may not know is how these numbers are tabulated or, perhaps, what they can


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Consumer borrowing, spending continue to rise

Aug 27, 2015 Walt Wojciechowski

Consumer borrowing, spending continue to rise

Consumers are borrowing at increasingly higher rates than in previous years, an indication of relative stability within the economy. Stingy spending dominated the past half decade, dating back to the beginning of the economic collapse, but


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3 reasons small businesses are choosing alternative lenders over banks

Aug 18, 2015 Sean Albert

3 reasons small businesses are choosing alternative lenders over banks

Alternative lending is growing as a sector, due in large part to the accessibility that can be afforded to borrowers, as well as the increased flexibility of the overall process. Banks have traditionally had low approval rates for applicants,


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Big data analytics can assist credit risk managers, debt collectors

Aug 10, 2015 Walt Wojciechowski

Perhaps the most important practice in making sound business decisions in the contemporary economy is the cultivation and analysis of data. The term "big data" was coined in recent years, and is meant to serve as a reflection of the massive


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