Not enough people know the difference between credit scores, reports
Nov 13, 2015 Walt Wojciechowski
At this point millions of Americans know full well that their credit history plays a major role in their everyday financial lives. It can determine everything from whether they have access to credit to what they end up paying for it. However,
Businesses may need to do more to dispel credit score myths
Nov 04, 2015 Walt Wojciechowski
Over the last several years, the importance of having a good credit score has become apparent to far more people across the country. Prior to the financial downturn, many Americans likely didn't realize just how crucial a quality score could
What goes into a credit score?
Nov 02, 2015 Walt Wojciechowski
Each year, millions of Americans may struggle with having a middling or low credit score, and their desire to improve their standing significantly may be something they're not able to achieve right away. However, with a little bit of hard work
Do some balances improve credit scores?
Oct 05, 2015 Walt Wojciechowski
The problem that often arises when it comes to discussing credit standing is that consumers don't always know what does and doesn't impact their scores, even if they think they do. For instance, many people may believe that having some credit
What doesn't affect a credit score?
Sep 29, 2015 Walt Wojciechowski
Across the country, millions of consumers have started to focus on what affects their credit scores. And while that kind of effort to better understand their ratings is a good idea, it should also come with the caveat that there are still many