A complete suite of data products for merchant services businesses.

For merchant services companies looking for smarter more efficient ways to manage credit checks and finance originations MicroBilt offers a series of data products designed to help grow your revenue while minimizing your risk exposure.

Fast, easy, and cost-effective.

MicroBilt customers can access all of our products through a single portal from any internet-connected computer. This puts incredible data and automated decisioning tools conveniently at your fingertips. Use MicroBilt products to help you:

Credit & Decisioning

Verify a customer’s identity, learn their credit history, and even get a credit score on individuals who might otherwise return a ‘no hit’ or thin file during a credit check.

Decision Table

Completely customizable, Decision Table allows you to automate your decisioning process according to your own risk tolerance level.

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Equifax Canada Business Credit Report

A comprehensive review of a company’s business information, including firmographics, credit standing, exposure, legal details, and a risk assessment score. All from Canada’s most extensive commercial risk database.

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Participate in the Alternative Credit Market

Over 100 million people return “not hit” or thin files when traditional credit reports are run. With PRBC, you can evaluate these customers and get a predictive credit score based on their financial behaviors.

Connect Consumer Report

Provides a score based on predictive alternative credit data.

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Connect Credit Builder

Complete consumer lending platform powered by the industry’s most comprehensive alternative credit database.

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Detect fraud before it happens

Get a glimpse into a consumer’s past financial deals, uncover any prior history of fraudulent activity and flag potential fraud risks before they impact your business.

ID Verify

Cross-references multiple data sources to confirm an identity and appends a fraudulence risk score automatically.

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ID Authenticate

Easily integrated into call-centers and website, ID authenticate confirms identity through questions only the individual would know the answers to.

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Watchlist Search

Searches for an individual on the Federal OFAC watchlist as required by the Federal Patriot Act.

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Traditional Credit Reporting
MicroBilt is a convenient, single-source provider for consumer credit reports from Equifax, Experian and TransUnion.

Customized Solution

Have one of our business service consultants contact you.