The Credit Invisible Won't Be Invisible for Long

Jun 30, 2017 Walt Wojciechowski

The Credit Invisible Won't Be Invisible for Long

The credit market is shifting, and creditors who fail to change with the times will be left behind.


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As bankruptcies disappear, US credit improves

Jun 29, 2017 Walt Wojciechowski

As bankruptcies disappear, US credit improves

The best years for credit scores in America may be close at hand.


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As bankruptcies disappear, US credit improves

Jun 29, 2017 Walt Wojciechowski

As bankruptcies disappear, US credit improves

The best years for credit scores in America may be close at hand.


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CFPB Submits Request for Info on Alternative Credit Data Usage

Jun 06, 2017 Walt Wojciechowski

CFPB Submits Request for Info on Alternative Credit Data Usage

The Consumer Financial Protection Bureau recently submitted a request for information regarding how financial institutions (FIs) use alternative data in their operations.


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GOP Rewrite of Dodd-Frank Act: How Could It Impact Lending Practices?

May 22, 2017 Walt Wojciechowski

GOP Rewrite of Dodd-Frank Act: How Could It Impact Lending Practices?

The CHOICE Act proposes a restructure of the Consumer Financial Protection Act and regulatory reforms applicable to community banks. 


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