As bankruptcies disappear, US credit improves

Jun 29, 2017 Walt Wojciechowski

As bankruptcies disappear, US credit improves

The best years for credit scores in America may be close at hand.


Read More

How Could Trump's Regulatory Reform Impact Consumer Lending? Part Two

Apr 13, 2017 Philip Burgess

How Could Trump's Regulatory Reform Impact Consumer Lending? Part Two

In Part Two of this series, we'll make an attempt to determine how Trump's executive orders will impact consumer lending.


Read More

Answering the CIO's questions about alternative credit data

Mar 02, 2017 Philip Burgess

Answering the CIO's questions about alternative credit data

Alternative credit data can be a dependable resource for lending professionals, but how does such information impact the IT department? 


Read More

Secured Lending

Sep 28, 2016 George Popescu

Secured Lending

While a sturdy job market is giving a sense of security and optimism to American employees, it is not the sole reason for the increase in borrowing. The stagnation in wages; fall in gas prices and the considerable increase in home equity loans,


Read More

Alternative Data: Who has it? Who wants it?

Sep 21, 2016 Lauren Twardy

Alternative Data: Who has it? Who wants it?

In a recent article, LendingTimes.com looked at differences between alternative data and traditional credit reports in regards to online lending. Now, we intend to further explore the uses of alternative data by examining two sectors of the


Read More