News & Resources

DPI Merchant Services teams up with MicroBilt to Speed Application Processing

Kennesaw, GA, Sep 05, 2001

Web-Based Application Helps Merchant Processor Save Time and Money by Integrating Credit Bureau Reporting into Approval System MicroBilt Corporation, a nationwide leader in credit report retrieval solutions announced that DPI Merchant Services, a leading US domestic provider of retail, e-commerce and mail order payment solutions, has integrated MicroBilt's Software Developer's Kit (SDK), into its internal APS Systems to speed the delivery of application approvals. Merchant applications coming into DPI via the Internet are instantly transmitted to credit reporting companies for immediate feedback to DPI's internal underwriting department. MicroBilt's SDK provides a cost effective process for merchant processors to integrate access to credit bureau data from the three major consumer bureaus and two commercial bureaus right into their applications, increasing productivity throughout the entire credit department. "We are pleased to have DPI Merchant Services, a leader in merchant processing and payment solutions, using our services to integrate instant access and decisioning into their approval systems," said Ken Hill, President of MicroBilt Corporation. "Utilizing the SDK, DPI was able to integrate credit scoring directly into their online app system and speed up the overall application, approval and set-up process within a short period of time. We’re confident it will result in improved productivity and turnaround time throughout the company." "The MicroBilt SDK drastically cut our costs and saved significant development time," said Robert Troyer, President. "With MicroBilt's long time experience in credit access software, we knew that we were getting much more than just access to the bureaus. They saved us significant time and money that we would of incurred by developing and maintaining multiple interfaces to the credit bureaus." The MicroBilt SDK enables companies to stay on the leading edge of credit decisioning while enabling employees to handle more pressing issues such as sales, marketing and customer service. "With key personnel freed up and focused on our core business, we expect these significant cost savings to continue, and the ROI to be significant," said Mr. Troyer. MicroBilt's SDK is ideal for merchant processors who need to run credit reports on their merchant applications. The SDK can incorporate automated credit decisioning into their internal systems as well as web-based Internet applications. Processors, who frequently use multiple credit bureaus for running reports, find the MicroBilt interface provides a way for developers to automate the process and integrate multiple credit bureau data and reporting into their internal system. DPI Merchant Services recognized this opportunity and was able to automate and simplify their business while at the same time reducing the cost and time of development. Both MicroBilt and DPI plan to attend the upcoming Electronic Transaction Association’s (ETA) Mid-Year Meeting and Exposition at the Wyndham Anatole in Dallas, Texas, September 13th-15th. To learn more about MicroBilt’s Software Developer’s Kit or arrange a meeting during the show, contact MicroBilt at 1-800-884-4747 ext. 4681. To find out more about the ETA Mid-Year Meeting and Exposition go to www.electran.org. About DPI Merchant Services:
DPI Merchant Services is recognized in the US as one of the leading payment processors to large domestic mail order and Internet marketing companies. DPI is also the exclusive endorsed provider of merchant services for the Electronic Retailing Association (ERA). The company specializes in software, batch and e-commerce transaction driven solutions. Founded in 1990, DPI currently handles processing for over 1500 direct marketing and e-commerce merchants through its corporate office in Omaha, NE, and maintains additional retail sales offices Phoenix and Tucson, AZ, Houston, TX, Kansas City, MO, Memphis, TN, Little Rock, AR, Ft. Lauderdale, FL, and Atlanta, GA. DPI can be contacted at its corporate office 7100 West Center Road, Suite 300, in Omaha, NE (402-399-9777) or on the web at www.dpicorp.com. About MicroBilt:
MicroBilt, a division of Bristol Investments, Ltd., is the North American leader in credit bureau data access and retrieval, providing credit solutions to the financial (banking, mortgages, home equity, credit union, collections), rental or leasing, health care, insurance, law enforcement, educational (universities, colleges and institutions of higher learning) and utilities (gas, electric, cellular, cable, Telephone) industries. MicroBilt is certified by and provides interfaces with the three Consumer bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and Trans Union and the two commercial bureaus, Dun & Bradstreet and Experian Business. Bureau data is available via dedicated terminals, dial-up software, Internet website access (creditcommander.microbilt.com) or through an integrated custom interface utilizing the Software Developers Kit. Private company information along with knowledge-based analytical tools and information services is available through MicroBilt's newly acquired, Integra Information, Inc. The company also enables web sites to enhance their content offerings by delivering a CreditCommander.com and PrivateCo.com co-branded site to their established online communities. MicroBilt services over 30,000 customers throughout the United States and Canada. Formerly a First Data Corporation (NYSE: FDC) subsidiary, MicroBilt Corporation (www.MicroBilt.com) maintains offices in Georgia, New Jersey, New York, South Carolina, Arizona, Illinois and California.