News & Resources

MicroBilt Announces the Launch of PRBC Mainstreet – Giving Businesses Access to 100 million New Customers

KENNESAW, GA, Sep 10, 2012

MicroBilt is excited to announce the launch of PRBC MainStreet, a new way to expand business and customer opportunities. Approximately 100 million Americans are excluded from the credit marketplace because they are underserved by the current credit reporting system. PRBC MainStreet is changing that. Many of these individuals are solid, faithful bill-payers. PRBC (Payment Reporting Builds Credit) gives these customers a chance to show that they are good risks, and deserve to be offered credit. With the PRBC Alternative Credit Bureau, businesses can now engage with this untapped & underbanked market of over $3 trillion dollars in annual spending power. The PRBC Credit Report with FICO® Expansion® Score allows lenders and merchants to identify good credit risks, even among customers considered un-scoreable by other credit bureaus. The “underbanked” market has surpising spending power, with an average household income of almost $50,000 annually. Most own their own home, and are employed. Many are younger consumers that have little or no credit history. They’ve often never had a mortgage or credit card. But they still carry financial responsibilities such as rent and utilities, and can prove their creditworthiness through these alternative routes. PRBC verifies their payments, and provides the most in-depth alternative credit report available. PRBC MainStreet is powered by MicroBilt, the leader in business risk management and data solutions. With 35 years in the credit reporting industry, MicroBilt is the gold standard in alternative finance and short term lending solutions. Facilitating an average of $50 million in loans per day, MicroBilt has processed over $220 billion in alternative and short term loans. More information can be found at and at the PRBC YouTube Channel, MyPRBC. About MicroBilt
MicroBilt is the leader in serving small businesses with data and tools that they need to manage business risk and make informed lending and hiring decisions. MicroBilt offers the small business owner simple, cost-effective solutions for fraud prevention, consumer financing, debt collection, and background screening. The PRBC® Consumer Report with the FICO® Expansion® Score, makes MicroBilt the leading provider of alternative credit data to businesses that want to offer credit and other financial services to the over 100 million underserved consumers in the United States. For more information, visit