When unexpected repairs are needed on one's house or car, many people do not have the funds readily available to pay for them. For those who don't, online short term loans can provide money in a pinch. "With so many opportunities for an unexpected emergency each day, almost everyone will need to come up with instant cash at some point," Cashwire.com explains in a press release. "Because of this, savings accounts could be drawn from, and vacation funds could be depleted. Unfortunately for some, this instant cash isn't something that is easily accessible, and they need a bit of help when the unexpected happens." In some cases, an emergency situation can hinder one's ability to get to work, which will only exacerbate a financial crisis. But a short term loan can be used to remedy situations like busted car windows, broken water heaters and leaky roofs. Non-traditional credit lines like short term loans are also ideal for individuals without the best credit. Sometimes, banks and other financial institutions are not willing to loan money to someone with a low credit score, but short term lenders offer funding for customers from all economic backgrounds. The loans are also convenient, as they take only minutes to apply for.