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List of debtors may not be legal

May 22, 2012 Philip Burgess

List of debtors may not be legal
When debt collection agents pursue an individual who has missed payments, it is necessary for them to have communication information available to them. With this in mind, the city of Huntington, West Virginia, published a list of delinquent payers in the hopes of making recovery efforts easier.
 However, the legality of this list has recently come into question, according to Huntington's Herald-Dispatch. The source reported city attorney Scott McClure cited 46A-2-126 of the state's code, which prohibits collection agencies from publishing a list of those who have delinquent accounts. Though the Herald-Dispatch reported that it was city council members who lobbied for the list to be published on the city website and in media outlets, this could still be an issue. If the list is deemed illegal, debt collectors in the area who may find tracking down delinquent payers much tougher. However, there are a number of steps these agents can still take to complete successful recovery endeavors. In order to make contact easier, many collectors are taking to social media platforms to contact those who have overdue payments. There are also software solutions available to people attempting to recover a debt, such as Microbilt's Bank & Debtor Locator, which works with skip tracing reports to find the most up-to-date contact data for people who have defaulted on sums owed.