Infographic: What to look for in an alternative lender

According to the Federal Deposit Insurance Corporation (FDIC),the underbanked are households with a checking or saving account but are credit invisible.

They rely on alternative financial services such as: Money Orders, Check Cashing Services, Payday/Refund Anticipation, Pawn Shop/Auto Title Loans, Rent-to-own Services.

Sometimes we must depart the beaten path when seeking credit. Those considered credit-invisible, for example, can't always receive the services they need from traditional sources.