Consumers defaulted on more loans in September across all categories except auto financing. According to data released Tuesday by S&P Indices and Experian showed the only decrease in credit line default rates last month was for auto loans, which fell to 1.29 percent from 1.31 percent the month before. First and second mortgage default rates increased slightly, while the bank card default rate reflected the largest basis point increase, surging from 5.26 percent to 5.36 percent. As for regions with the highest consumer default activity, New York showed the highest default rates in five months as defaults grew from 1.80 percent in August to 2.01 percent last month. Dallas was the only Major Statistical Area that showed a decline in default rates. "While this is only one month of data, we have not seen so many increases in default rates in about a year or more," says David Blitzer, chairman of the index committee at S&P Indices. "Given the fragile state of both the economy and consumer confidence can, we will have to closely monitor these data over the next few months to determine if September was just a temporary blip or the reversal of the recent trend."