The dating website Two of Us based in Lawrenceville, New Jersey, is being sued by one of its users after she experienced a bad date with a man the site set her up with. According to Find Law, Jeanne McCarthy has filed a lawsuit against Two of Us, claiming consumer fraud and breach of contract. The suit stems from a date McCarthy went on with a man she met on the site. The website tells members it conducts thorough background checks and screenings. However, McCarthy learned on her date that the man has three DUI convictions and an outstanding criminal arrest warrant. She alleges that Two of Us violated the contract by not performing a background check, says the news source. In order to win a fraud case, writes Find Law, a plaintiff must prove someone deliberately misconstrued a fact in order to cause harm to the victim. Additionally, a court must look at a contract in full before determining whether there was a breach. While background screenings are important in the dating world, they are critical for short term lending
companies who must utilize checks to ensure the validity of borrowers. Microbilt, for example, offers identity verification and fraud protection for its alternative finance
clients. Protecting a business from fraud is crucial, and Microbilt provides anti-money laundering and credit decisioning tools to help lenders in the process.