Figures for vehicle sales to date in 2011 have been very promising for the auto industry. As a result, auto financing deals are becoming increasingly easier to obtain, The Associated Press reports. Already rates are very consumer-friendly, and that trend is expected to continue for the foreseeable future. The source states that financial security among the nation's largest banks is helping consumers get rates that have led to highest amount of vehicle purchasing since August 2009, when the "cash-for-clunkers" program went into effect. Additionally, the AP reports that many banks have cut their auto rates in half at a time when the auto makers support zero percent interest rates. "If you feel comfortable purchasing today, the deals are out there to be had," Mark Hawks, a Washington, D.C.-based consumer, told the AP. According to the source, even individuals with less-than-strong credit can receive a good interest rate, with figures resting between 3 and 4 percent on loans. In the final three months of 2010, the auto lending rate among consumers with credit scores of 680 or below climbed 18 percent.