New York lawmakers show desire to prohibit consumer credit data sales

Dec 17, 2019 Walt Wojciechowski

State lawmakers in New York are considering banning the practice of selling consumer credit reports that are used in pre-employment screenings. The Legislative Gazette recently reported that a bill that would have placed limitations on the


Read More

ABS car loans rebounding to pre-recession levels

Dec 17, 2019 Walt Wojciechowski

After a substantial decline during the recession, the automotive sector has bounced back the past couple years, with consumer credit reports revealing that car sales and auto loans are climbing.According to a recent article by Reuters, asset-based


Read More

ABS car loans rebounding to pre-recession levels

Dec 17, 2019 Walt Wojciechowski

After a substantial decline during the recession, the automotive sector has bounced back the past couple years, with consumer credit reports revealing that car sales and auto loans are climbing.According to a recent article by Reuters, asset-based


Read More

Credit risk management in the modern era

Jan 14, 2019 Walt Wojciechowski

As economic conditions remain turbulent in the United States, enterprise decision makers have had to pay especially close attention to credit risk management. Consumer and corporate credit scores have fluctuated erratically throughout the years


Read More

Will consumers keep spending when funds are down in 2013?

Jan 10, 2019 Walt Wojciechowski

Will consumers keep spending when funds are down in 2013?

Reports from sources including Reuters and The Associated Press regarding this year's 2 percent payroll tax increase have the credit industry wondering if consumers will continue to buy with less money in their pockets.Speculated sales trends


Read More