Sep 28, 2016 George Popescu
While a sturdy job market is giving a sense of security and optimism to American employees, it is not the sole reason for the increase in borrowing. The stagnation in wages; fall in gas prices and the considerable increase in home equity loans,
Can audience segmentation enhance your credit risk management efforts?
Sep 21, 2016 Walt Wojciechowski
Professionals often regard audience segmentation as a resource for marketers alone, but credit risk management experts often find value in distinguishing customers' behaviors and values.If analysts identify audiences that are more likely to
Alternative Data: Who has it? Who wants it?
Sep 21, 2016 Lauren Twardy
In a recent article, LendingTimes.com looked at differences between alternative data and traditional credit reports in regards to online lending. Now, we intend to further explore the uses of alternative data by examining two sectors of the
The Age of Regulation Technology : 2002-Present
Sep 20, 2016 Lauren Twardy
As recently as fifteen years ago banks and other financial companies had very little reason to designate a manager, let alone a whole department to regulatory compliance. To prepare for our event on August 25th in San Francisco we are exploring
How much does financial fraud cost your business?
Sep 14, 2016 Walt Wojciechowski
It's a question that warrants an answer: How much does financial fraud cost your business? The Association of Certified Fraud Examiners estimated the average organization loses 5 percent of its revenues to fraud, but your business could be