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A 2017 report from the Consumer Financial Protection Bureau (CFPB) maintains that an estimated 44 million Americans have little to no credit profile.  This lack of credit can make it impossible for consumers like this to gain access to traditional credit opportunities.

Now that consumers have access to powerful economic management tools, they’re better equipped to understand the impact of their decisions and maintain their own financial well-being.

A significant number of Americans don't operate in the standard parameters of the U.S. financial system, and businesses can't afford to ignore them. 

Building a business credit profile isn't instantaneous, but the value of doing so is well worth it.

Alternative credit data represents nothing short of a new financial frontier, one from which businesses and consumers can both benefit.