Comprehensive data you can make business decisions.

WHAT IT IS

Equifax’s Business Credit Report is powered by Canada’s largest commercial risk database. Smartly-organized, the Equifax Business Credit Report returns a risk assessment score along with a complete set of supporting data and information covering credit, exposure, legal status and more. Report alerts, informative graphs, and predictive tools help you visualize near- and long-term financial risks.

WHAT IT DOES

The Equifax Business Credit report returns a risk assessment score in addition to the following information.

Business filmographies

• Additional tradenames
• Business contacts and titles
• Incorporation number and effective dates
• Number of employees
• Sales volume
• SIC and NAICS codes

Credit reference Information

• Equifax risk assessment score
• Number of accounts reporting
• Number of delinquencies
• Credit limit at 90 days and 13 months - all lines
• Highest credit score 90 days and 13 months - all lines
• Total credit exposure
• Total credit outstanding
• Total current balance and past due
• Judgments, liens and legal suits

Risk assessment score details

• Credit information (CI) score and trend graph
• Payment index (PI) and trend graphic
• Commercial delinquency score (CDS) risk class
• Business failure risk score (BFRS)

Business Creditor Information including

• Date reported, Status and Terms
• Date account opened
• Total current balance and total past due
• Original credit limit/date
• Write-off amount/date
• and more

Additional useful information

• Quarterly industry payment trend
• Returned cheque details
• Collection details
• Judgement, liens, lawsuit details
• Bankruptcy details

WHAT IT IS USED FOR

Companies can use the Equifax business Credit Report during due diligence in advance of extending credit to a corporate entity. The report is also useful for fraud detection and debt collection.