Equifax’s Business Credit Report is powered by Canada’s largest commercial risk database. Smartly-organized, the Equifax Business Credit Report returns a risk assessment score along with a complete set of supporting data and information covering credit, exposure, legal status and more. Report alerts, informative graphs, and predictive tools help you visualize near- and long-term financial risks.



The Equifax Business Credit report returns a risk assessment score in addition to the following information.


Business filmographies

  • Additional tradenames
  • Business contacts and titles
  • Incorporation number and effective dates
  • Number of employees
  • Sales volume
  • SIC and NAICS codes


Credit reference Information

  • Equifax risk assessment score
  • Number of accounts reporting
  • Number of delinquencies
  • Credit limit at 90 days and 13 months - all lines
  • Highest credit score 90 days and 13 months - all lines
  • Total credit exposure
  • Total credit outstanding
  • Total current balance and past due
  • Judgments, liens and legal suits


Risk assessment score details

  • Credit information (CI) score and trend graph
  • Payment index (PI) and trend graphic
  • Commercial delinquency score (CDS) risk class
  • Business failure risk score (BFRS)


Business Creditor Information including

  • Date reported, Status and Terms
  • Date account opened
  • Total current balance and total past due
  • Original credit limit/date
  • Write-off amount/date
  • and more


Additional useful information

  • Quarterly industry payment trend
  • Returned cheque details
  • Collection details
  • Judgement, liens, lawsuit details
  • Bankruptcy details



Companies can use the Equifax business Credit Report during due diligence in advance of extending credit to a corporate entity. The report is also useful for fraud detection and debt collection.

Customized Solution

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