Can audience segmentation enhance your credit risk management efforts?

Dec 12, 2018 Walt Wojciechowski

Can audience segmentation enhance your credit risk management efforts?

Professionals often regard audience segmentation as a resource for marketers alone, but credit risk management experts often find value in distinguishing customers' behaviors and values.If analysts identify audiences that are more likely to


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Alternative credit scores are proving to be useful to new lenders

Dec 12, 2018 Walt Wojciechowski

Alternative credit scores are proving to be useful to new lenders

Many Americans are ignored by traditional credit rating systems, which only take into account certain factors that do not apply to everyone. For example, FICO's scores focus primarily on big ticket items like mortgage payments, auto loans and


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A new class of American consumers could benefit lenders

Dec 12, 2018 Walt Wojciechowski

Many short term lending operations and other financing outlets are wondering what the long term impact of the Great Recession will be on their enterprises. Concerns over borrowing habits have increased, as Americans have shown that they are


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A new class of American consumers could benefit lenders

Dec 12, 2018 Walt Wojciechowski

Many short term lending operations and other financing outlets are wondering what the long term impact of the Great Recession will be on their enterprises. Concerns over borrowing habits have increased, as Americans have shown that they are


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Businesses should take steps against Heartbleed bug to prevent identity theft

Dec 12, 2018 Walt Wojciechowski

The now-infamous Heartbleed bug put Internet users at risk for identity theft, which can wreak havoc on their consumer credit data. Businesses that suspect they are impacted should implement measures to prevent data breaches. Codenomicon announced


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