How to protect your business against EMV card fraud

Nov 16, 2016 Walt Wojciechowski

How to protect your business against EMV card fraud

EMV cards are a step up from magnetic stripe cards. While the latter store static information that hackers could steal through skimming techniques, the former contains dynamic data that's difficult to duplicate.Despite the advantages associated


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Beware of the rush of alternative credit solutions

Nov 11, 2016 Walt Wojciechowski

Beware of the rush of alternative credit solutions

Between millennials shunning traditional financing models and the number of underbanked individuals in the United States, it's clear to see why lenders are turning toward alternative credit data. "Collecting data from third-party providers


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How alternative credit data can help you reach millennial customers

Nov 08, 2016 Walt Wojciechowski

For lenders, millennials present both an opportunity and challenge. The opportunity lies in the generation's growing buying power. The challenge involves identifying Generation Y​-ers who are financially responsible. How do you assess


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Can audience segmentation enhance your credit risk management efforts?

Sep 21, 2016 Walt Wojciechowski

Can audience segmentation enhance your credit risk management efforts?

Professionals often regard audience segmentation as a resource for marketers alone, but credit risk management experts often find value in distinguishing customers' behaviors and values.If analysts identify audiences that are more likely to


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How much does financial fraud cost your business?

Sep 14, 2016 Walt Wojciechowski

How much does financial fraud cost your business?

It's a question that warrants an answer: How much does financial fraud cost your business? The Association of Certified Fraud Examiners estimated the average organization loses 5 percent of its revenues to fraud, but your business could be


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