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Montana is now nearly a short term loan-free zone. After the state's voters passed an initiative in November that capped interest rates at 36 percent, nontraditional loan sources have been leaving in droves.Many lenders left the state immediately

Support is continuing to mount for further reforms and regulations on the short term loan industry, restrictions that could suffocate the business model.Three years after the Virginia General Assembly passed a series of mandates on short-term,

In a recent ruling by the United States Court of Appeals for the Third Circuit, it was determined that a private company can legally take into account an applicant's past bankruptcy history when deciding whether or not he or she will be

A police chief in one Virginia city is asking a judge to allow public court records, which were posted online, to be sealed once again, saying that the documents' release put the public in harm's way.The Times Dispatch reports that Richmond

The Consumer Protection Bureau and state regulators reached a deal on Friday that will provide the oversight body and state-level consumer protection agencies more authority to monitor and manage non-traditional credit institutions such as