Can audience segmentation enhance your credit risk management efforts?

Dec 12, 2018 Walt Wojciechowski

Can audience segmentation enhance your credit risk management efforts?

Professionals often regard audience segmentation as a resource for marketers alone, but credit risk management experts often find value in distinguishing customers' behaviors and values.If analysts identify audiences that are more likely to


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Mobile payment tools may help businesses reach holiday shoppers

Dec 12, 2018 Dave King

The holiday season is generally the most lucrative period of the year for retailers in the United States. Major shopping days such as Black Friday, Small Business Saturday and Cyber Monday are becoming more popular among American consumers


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FDCPA compliance in spotlight as BCS steps up efforts

Dec 12, 2018 Philip Burgess

Debt collection agents across the United States are required to adhere to the detailed policies with in the federal Fair Debt Collection Practices Act (FDCPA). Although most organizations in the industry are compliant with the FDCPA, collection


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Alternative credit scores are proving to be useful to new lenders

Dec 12, 2018 Walt Wojciechowski

Alternative credit scores are proving to be useful to new lenders

Many Americans are ignored by traditional credit rating systems, which only take into account certain factors that do not apply to everyone. For example, FICO's scores focus primarily on big ticket items like mortgage payments, auto loans and


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Small businesses leaning increasingly on alternative lending

Dec 12, 2018 Sean Albert

As traditional short term lenders begin stiffening up their policies, many small businesses gravitate toward alternative lending methods. If a recent Sunovis Financial report is accurate, this trend is expected to continue in 2013."We have


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