How Could Trump's Regulatory Reform Impact Consumer Lending? Part One
Apr 11, 2017 Walt Wojciechowski
The Trump administration's Regulatory Reform Agenda doesn't mention any particular laws it wants to eliminate, but does set the groundwork for future repeals.
3 ways artificial intelligence will impact consumer lending
Mar 27, 2017 Walt Wojciechowski
Artificial intelligence will enhance lenders' predictive capabilities and encourage them to collect information from alternative credit reports.
The value of delivering education through consumer lending services
Mar 13, 2017 Walt Wojciechowski
Complicated lending processes can deter consumers from engaging you further. How can you tactfully educate them of the loan approval process?
Why APIs are essential to your consumer lending operations
Feb 27, 2017 Walt Wojciechowski
Application programming interfaces enable software to interact with other systems to support complex functions. How do consumer lenders use this technology?
Do you have the right consumer reports to score credit invisibles?
Feb 09, 2017 Walt Wojciechowski
There are about 26 million credit invisible consumers throughout the U.S., according to a report from the Consumer Financial Protection Bureau. While these individuals represent an untapped market, engaging them in the lending process is difficult because loan officers, underwriters and others have no traditional credit data to reference in the approval process.