News & Insights
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3 Ways Artificial Intelligence Will Impact Commercial Lending
Artificial intelligence may help commercial lenders analyze macroeconomic factors and business differentiators during the loan approval process.
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3 Ways to Overcome KYC Requirement Challenges
Anti-money laundering and KYC obligations impose costs on customers and create negative experiences. What can FIs do to address this issue?
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Why APIs Are Essential To Your Consumer Lending Operations
Application Programming Interfaces, more commonly known as APIs, have emerged as a driving force behind innovation and efficiency across various industries. Nearly 90% of organizations use APIs in their daily work at this very moment. But why is this the case, and how can a piece of software be responsible for an entirely new level of convenience and efficiency for lenders specifically?
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How could blockchain change consumer lending services?
Succeeding in today's consumer lending industry entails building an infrastructure designed to support digital products and services. CMOs and CFOs must collaborate with their technically minded colleagues to determine how the latest technologies can enable new services.
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How to manage financial risk when engaging credit invisibles
Americans with thin-file and no-file credit reports represent a huge business opportunity for lenders. According to the Consumer Financial Protection Bureau, approximately 26 million people in the U.S. are "credit invisible," meaning they don't have reports with any of the big three credit bureaus.
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