News & Resources

Instant Bank Verification has a lot to offer lenders of every type. It is especially useful, though, for lenders who specialize in the types of loans identity thieves frequently target.

Alternative consumer credit data offers information about consumers, specifically credit applicants, that does not appear on traditional credit reports.

The use of prepaid products such as ACH cards has been increasing in the United States in the last few years. Many consumers are turning to the alternative financial solutions as they recognize them as viable alternatives to traditional banking

Entrepreneur Magazine reports that companies who invest in background screening, including consumer credit reports, do better jobs, in most circumstances, when hiring new staff.

Banks typically favor lending to established companies and individuals due to the assurance that their investments will be repaid. However, a largely underserved market - composed of small business owners and people with unqualified credit