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Entrepreneur Magazine reports that companies who invest in background screening, including consumer credit reports, do better jobs, in most circumstances, when hiring new staff.

A 2017 report from the Consumer Financial Protection Bureau (CFPB) maintains that an estimated 44 million Americans have little to no credit profile.  This lack of credit can make it impossible for consumers like this to gain access to traditional credit opportunities.

For those without outstanding conventional credit, homebuying can be complicated. But it shouldn't have to be impossible – and won't be, if you find a lender who understands financial stability beyond FICO scores and flawless credit-card statements.

Peer-to-peer lending, automated investing and new forms of retail banking defined Fintech 1.0. The movement expanded consumer choice, but it did not dismantle and rebuild the financial services industry. However, that's just what Fintech 2.0

While a sturdy job market is giving a sense of security and optimism to American employees, it is not the sole reason for the increase in borrowing. The stagnation in wages; fall in gas prices and the considerable increase in home equity loans,