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For those without outstanding conventional credit, homebuying can be complicated. But it shouldn't have to be impossible – and won't be, if you find a lender who understands financial stability beyond FICO scores and flawless credit-card statements.

Peer-to-peer lending, automated investing and new forms of retail banking defined Fintech 1.0. The movement expanded consumer choice, but it did not dismantle and rebuild the financial services industry. However, that's just what Fintech 2.0

While a sturdy job market is giving a sense of security and optimism to American employees, it is not the sole reason for the increase in borrowing. The stagnation in wages; fall in gas prices and the considerable increase in home equity loans,

In a recent article, LendingTimes.com looked at differences between alternative data and traditional credit reports in regards to online lending. Now, we intend to further explore the uses of alternative data by examining two sectors of the

As recently as fifteen years ago banks and other financial companies had very little reason to designate a manager, let alone a whole department to regulatory compliance. To prepare for our event on August 25th in San Francisco we are exploring