News & Resources

The use of prepaid products such as ACH cards has been increasing in the United States in the last few years. Many consumers are turning to the alternative financial solutions as they recognize them as viable alternatives to traditional banking

Entrepreneur Magazine reports that companies who invest in background screening, including consumer credit reports, do better jobs, in most circumstances, when hiring new staff.

Banks typically favor lending to established companies and individuals due to the assurance that their investments will be repaid. However, a largely underserved market - composed of small business owners and people with unqualified credit

Business owners often cite access to credit as the most crucial component of maintaining successful operations and expanding hiring opportunities. For this reason, government officials have largely focused on enabling higher commercial loan

A new nationwide survey makes one thing very clear - Americans don't trust banks.The findings, overwhelmingly negative toward traditional banking services, are good news for alternative credit provided by short term lenders. Small businesses have