Credit, compliance, collections and fraud detection tools for online and offline retail.
Whether you sell online or through a retail store, MicroBilt offers a complete family of products designed to help you grow sales while minimizing risk.
Fast, easy, and cost-effective.
Access MicroBilt data products easily through a single, convenient online portal. Use extensive data and automated decisioning tools to help you save time and money. Use MicroBilt products to help you:
Verify a customer’s identity, learn their credit history, and even get a credit score on individuals who might otherwise return a ‘no hit’ or thin file during a credit check.
Completely customizable, Decision Table allows you to automate your decisioning process according to your own risk tolerance level.Learn More
Over 100 million people return “not hit” or thin files when traditional credit reports are run. With PRBC, you can evaluate these customers and get a predictive credit score based on their financial behaviors.
Provides a score based on predictive alternative credit data.Learn More
Complete consumer lending platform powered by the industry’s most comprehensive alternative credit database.Learn More
Get a glimpse into a consumer’s past financial deals, uncover any prior history of fraudulent activity and flag potential fraud risks before they impact your business.
Cross-references multiple data sources to confirm an identity and appends a fraudulence risk score automatically.Learn More
Easily integrated into call-centers and website, ID authenticate confirms identity through questions only the individual would know the answers to.Learn More
Searches for an individual on the Federal OFAC watchlist as required by the Federal Patriot Act.Learn More
Identify a customer’s location, assets, banking information and aliases. Determine which debts are most likely to be recovered so you can prioritize your efforts.
Assess "collectability" so that you can prioritize efforts for the highest return.Learn More
Locate, verify and predict the performance of an individual’s bank accounts.Learn More
Simply put, the collection industry’s most comprehensive, accurate and convenient data source for place of employment reporting.Learn More
The SPOT Verified Place of Employment (POE) Report does the extra work to confirm an individual’s current place of employment.Learn More
Quickly locate an individual while gathering critical identity and contact information in the process.Learn More
Find an individual’s current address while simultaneously identifying neighbors, associates and co-inhabitants.Learn More
MicroBilt’s Property Search Report shows you property owned or recently sold by an individual. It can be searched based on an individual’s information or in reverse, based on a property address.Learn More
Take the hassle out of regulatory requirements like adverse action letters and keep your staff compliant with FCRA training programs from MicroBilt.
Automatically creates and sends adverse action emails for you.Learn More
MicroBilt’s suite of retail sales and risk management tools is designed to meet the needs of the following businesses:
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