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Bring verified banking to every business transaction. Know instantly, using better data to make better decisions. Add flexible pricing - where you only pay for services when you use them - and IBV stands apart as a right-sized solution for your loan originations.
User selectable language supported (English and Spanish).

IBV is available in three industry-customized applications:


Ideal for retail loan origination, short term lending, auto financing, property rental, and more.


Used by lenders nationwide to evaluate another company’s ability to manage loans or credit.


Even more power with add-ons

Enhance the power of IBV through these easily-added enhancement modules and services.



Daily updates for recent transactions and account balance.



Real-time bank account balance. Determine if an ACH transaction will clear.



Verify if an individual transaction posted and provide its status.


Account and transaction information
from over 15,000+ financial institutions.

IBV has access to over 15,000+ financial institutions in the US and Canada. Through our enhanced cloud architecture, we process and report on billions of transactions for consumer lending and credit companies, business lenders and mortgage and loan providers.

IBV is built from the ground up to keep you in compliance with Consumer Financial Protection Bureau (CFPB), Fair Credit Reporting Act (FCRA) and other regulatory requirements associated with credit, lending, and mortgage origination.

NACHA Preferred Partner

MicroBilt is a NACHA Preferred Partner for Bank Account Verification. NACHA Preferred Partners are a select group of innovators that contribute to NACHA’s strategic efforts in support of the payments ecosystem by removing friction, increasing ease, improving cash flow accessibility and efficiency, as well as supporting sound risk management and security for ACH payments. MicroBilt was selected as a Preferred Partner because of its proven service that provides accurate and timely verification of bank account information, enabling businesses to reduce risk and improve transaction quality.

More and more businesses are choosing IBV.

Work directly with the data provider.

Some companies sell similar services but are in fact just middle-men that put a layer between you and the data you’re using. When you sign up with IBV you’re working directly with the data provider. That means you get 24-7-365 service, the convenience of a single point of contact, and you can take advantage of all system improvements as they are rolled out.

Build custom applications with IBV’s powerful API

IBV offers two API’s for use in custom software and application development. Designed to leverage current web development architectures, IBV API’s save you time and money by connecting you immediately with transactional data from thousands of financial institutions.

Learn more about our API

A platform you can trust, from a company with decades of industry experience.

Speak with our sales professionals.

IBV is only available to companies.