Bank verification is a critical part of risk assessment. Understanding a prospects banking status and history can help you understand their propensity for managing credit.

Bank verification can also play a role in identifying the assets and tracing the location of customers whose accounts may be delinquent.


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Not sure what products to choose? Use our banking product matrix.


Product Matrix

 

MicroBilt’s bank verification products fall into three categories.

Bank Account Verification & Aggregation
Instant Bank Verification

Fast, accurate, reliable. Know your customer and assess their ability to pay with IBV.

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Manual Bank Verification

The highest level of bank account verification available.

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Bank Account Holder Risk
Bank Account Verify Advantage

Bank Account Verify (BAV) Advantage is a new and innovative report that helps lenders reduce underwriting risk by leveraging a consumer’s reported banking and loan history together to more precisely identify qualified borrowers and better predict loan payment default.

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Bank Account Prescreen
MicroBilt’s bank account prescreening products make it easy to verify someone’s banking information before you conduct transactions. And predictive analytics mean you can do business with confidence that you know who you’re dealing with and can assess their ability to pay.
Risk Verification Database Lite

A cross-institutional view of a consumer banking activity.

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OFAC Watchlist Add-On Enhancement

Easily added to Risk Verification Database Basic or Plus, the OFAC Watchlist Add-On Enhancement is a simple and efficient means of comparing the name of any consumer initiating a transaction to the OFAC prohibited list, thereby keeping your business compliance with federal requirements.

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Risk Verification Database

Quick, accurate, indispensable. Do business with confidence by using the fastest growing ACH and e-Check verification service in the industry.

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Supported Businesses

MicroBilt’s bank verification products are used across industries for loan origination, risk assessments, fraud detection and debt collection.

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