Loan Performance Bad Rate by Day in 2020

The loan performance charts take a sample of loans reported and present the performance by day across the individual categories and bad rate.


This chart takes the different categories from the Loan Performance chart and groups them in Good vs. Bad. The Paid category is Good. The Bad categories are Collections, Discharged, Past Due, and Written Off. The number of Bad loans is divided by the total number of loans to calculate the Bad Rate. Void and Open loans were excluded from the calculation. The bad rates in the most recent two weeks are not being reported because not all loans have had time to perform or be repaid.

Data Sources: MicroBilt & Publicly available data