Reasons to Support Limiting the Size of Banks

Sep 12, 2010 Brian Bradley

In last week's blog, Financial Institutions Too Big To Fail, I discussed limiting the size of banks and the proposed Brown-Kaufman amendment. Brown-Kaufman has generated a real debate and many pro arguments were heard, as well as against. To

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What You Need to Know About Risk Based Pricing Regulations

Sep 10, 2010 Brian Bradley

As I mentioned in a previous blog post, a new rule for risked based pricing issued by the Federal Reserve Board and the Federal Trade Commission will go into effect January 1, 2011.  The new regulation will require any company that uses

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Why Opponents Do Not Support Limiting the Size of Banks.

Sep 07, 2010 Walt Wojciechowski

For the past week or so we've been discussing the proposal for limiting the size of financial institutions.  There's an ongoing debate about the maximum size to which a bank should be allowed to grow and how to go about breaking up banks

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Financial Institutions Too Big to Fail

Sep 01, 2010 Brian Bradley

The economic crisis has exposed the imperfections of the financial system and the need for regulatory reform. Government and the financial experts are searching for solutions to improve the economic landscape and to fix the problems that have

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Complying with the New Risk Based Pricing Regulations

Aug 31, 2010 Brian Bradley

Risk-based pricing refers to the practice of using a consumer's credit report, which reflects the risk of default, in setting or adjusting the price and other terms of credit offered or extended to a particular consumer.  The new FCRA

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