The Future of Lending Beyond the FICO Score

Feb 09, 2012 Todd Milner

When it comes to building or rebuilding one's credit, a low or nonexistent FICO score has often proved to be an extremely large obstacle when applying for any type of credit lines at all.  However, many smaller, non-traditional lenders


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The Customer Not Present ACH Risk

Feb 02, 2012 Dave King

If you run a business that processes electronic payments, one of your biggest concerns is the threat of fraud. Because of the “blind” nature of Internet transactions, any online payment is potentially a Customer Not Present situation,


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Short-term Lending Mobile Website or Application: What Components to Include?

Jan 18, 2012 Todd Milner

Last month I discussed the need for your short-term lending business to embrace the age of mobile.  Now I’d like to discuss what components you should consider including into your short-term or payday lending mobile strategy. 


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WEB ACH vs ACH Card Transactions: Which has the greater risk?

Jan 04, 2012 Dave King

If your business involves any online sales or payments, one of the most important decisions you have to make is how to handle your financial transactions. One common question is whether web-based credit card transactions or web ACH payments


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Build Customer Loyalty by Helping Them Become Credit Worthy

Dec 15, 2011 Admin

Many consumers who are considered by traditional credit bureaus to be "thin" or "no file" could benefit from better alternative consumer reports when their bills are paid regularly and their income is consistent. These underbanked consumers


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