MicroBilt’s Value-Added Services

Smart Metro 2 Credit Bureau Reporting

Use Smart Metro 2 Credit Bureau Reporting to report customer account information directly and securely to all the major credit bureaus and data repositories through our streamlined processing and credit bureau reporting services directly through your MicroBilt.com account.

While cutting back on the time, effort and risk involved in comprehensive credit bureau reporting, our credit bureau reporting service also establishes a “best practices” for timely collections. And it helps your customers to build good credit histories.

SmartTarget™ Debt Recovery Service

Streamline your collections with SmartTarget’s suite of debt recovery and credit bureau reporting services. SmartTarget requires no account volume minimums and pursues individual debts on a fixed-fee, per-transaction basis.

With this product you can:

• Verify the debtor's current address
• Generate tailored demand letters
• Report the debt to the consumer credit bureaus and commercial data repositories

Loan Calculations and Document Preparation

The cost to develop electronic forms is an investment that will pay dividends for years to come. This one-time expense will reduce or eliminate the need for lenders, insurance companies, or other users to purchase costly preprinted forms associated with credit transactions. Forms are automatically populated with application data and are ready to print.

Compliance and Training

ComplyTraq is an approved third-party credentialing vendor for Experian, Equifax, TransUnion, and ChoicePoint.

Site Surveys – Mandated under FCRA requirements, the site survey process is critical to proper credentialing of users who access consumer information.

Credentialing – This is a comprehensive credentialing service for approving your customers to receive and use FCRA information.

Training – ComplyTraq Training makes learning, understanding, and complying with federal regulations fast and easy to learn.