Credit, Collections and More…
Access New Data Sources

Now available you can integrate MicroBilt’s new Data Sources. Whether you are performing a search on an individual or business, their assets or background, we now have the information you need for integration into your specific application or system. Through the Systems Integration Tool Kit you can select one search report or a combination of reports to locate most up to date information available.

MicroBilt is now your single source for comprehensive search intelligence. Many organizations frequently use multiple data outlets, websites and software programs to locate information they need to make decision critical decisions. Our new data sources will continue to provide and now enhance data needed for industries such as: Human Resources, Tenant Screening, Legal Professionals, Media Industry, Child Support Enforcement Agencies, Law Enforcement, Insurance Professionals, Collectors and Financial Institutions.

Benefits of MicroBilt’s New Data Sources

• Identify criminal background & historical information
• Locate more debtors and or their assets
• Enhance operational efficiency
• Find accurate historical addresses on searches
• Dramatically shorten your research time and costs
• Locate almost anyone, including relatives

These new data sources will be updated daily, so you'll have more current data than other sources available. The associative links, historical residential information, and other information, such as an individual’s possible relatives and associates, are deeper and more comprehensive than other commercially available database systems presently on the market.

Select one search report or a combination of reports to locate the most up-to-date information available. Suggested Samples of Search Packages include:

Background Search/ Employment Package
Run a comprehensive search on the background of an individual or business.

• State DOC Criminal/Criminal Convictions
• Drivers Motor Vehicle (DMV)
• Drivers License Search
• Bankruptcy Filings
• Credit Reports

Skip/Locate Search Package
Run a comprehensive search or skip trace on the location of an individual.

• Person Search
• Bankruptcy Filings
• EFunds Debit Report
• Drivers Motor Vehicle (DMV)
• Credit Report

Asset Search Package
Run a comprehensive search on the assets of an individual to determine collateral and assets owned.

• Real Property
• Drivers Motor Vehicle (DMV)
• Uniform Commercial code (UCC) Filings
• Credit Report

Miscellaneous Search Package
Access any of the reports listed below in our Miscellaneous Search Package to identify information needed on an individual or business.

• SSN Verification
• Name/Address Search
• Eviction/ UD Notices
• Landlord Tenant Registration
• Credit Report

Coming Soon:
Felony and Misdemeanors

MicroBilt will be providing the ability to search count-level criminal court records that will yield county level felony and misdemeanor records. This will not be an on-line database, these will be manual searches that will take 1-2 days. Additional court searches will also be available such as federal, state and nationwide searches.

Now Available through the Systems Integration Tool Kit – eFund’s Debit Report and ChexSystems^SM Reports!

Begin using eFund’s Debit Reports today! Augment credit information with a consumer’s debit history, as well as identity verification. The debit report is an online bank reference that provides critical data in evaluating and granting critical credit decisions. Financial Institutions using the Systems Integration Tool Kit or CreditCommander.com are now able to access one stop reporting with the addition of eFund’s Debit Reports and Account ChexSystems. If you are not an eFund’s customer and would like to get set-up for this service, please call customer accounts at
1-800-884-4397.

Debit Report for Credit Issuance…
Tap into an Online Bank Reference - that provides access for credit issuers into DebitBureau® (the most comprehensive debit database in the world) so you can augment credit information with debit information to capture a more complete historical financial picture of a consumer. Debit report contains information on returned checks for insufficient funds, accounts that have been closed for cause, check orders and an inquiry history and can be utilized to assist in making credit decisions. This report has been added to the Data Sources section, and can be also be added to any skip tracing package that you may have already created.

Debit Report for Collections...
Access debit information that assists you in locating people for collection purposes. To begin using eFunds Debit reports, you must first go into the access code set-up and first turn on eFunds, then turn on the individual reports. This report has been added to the Data Sources section, and can also be added to any skip tracing package that you may have already created.

ChexSystems fights account abuse and fraud...
it's a comprehensive account opening service from eFunds available only to banks and credit union’s that help identify applicants whose accounts have been closed for cause and who therefore may have a propensity for DDA abuse. The report can be used for identity verification as well as account closures and collections, OFAC screening, Patriot Act compliance and more. The ChexSystems product requires that you have an eFunds customer ID.

Training Scheduled for eFunds

Mark Your Calendar
Thursday, Oct. 16th
4:00 p.m. EDT

MicroBilt will be offering an online training for customers who currently have a relationship with eFunds but would like to access their reports through CreditCommander.com or the Systems Integration Tool Kit and or for those customers who would like to begin using eFunds as a new customer. To learn more about the new eFunds reports now available through CreditCommander.com and participate in the training, email us at microbilt@microbilt.com and enter ‘eFunds Training’ in the subject field. We will email you with specific dial-in instructions prior to the session.

Other Release Highlights Include:

Additions

• Trace Detail – Is a locator product added to MicroBilt's People Search. Trace Detail is a secondary search that can be used to help locate people and provide additional phone and contact information on relatives and neighbors.
  To order this product click on the Trace Detail logo from the people search report screen.
• Experian Business - Added to MicroBilt’s Automated Decisioning product to assist customers in automating their business decisions.
• Experian Business – Reports are now offered in both Print Image and Common Report Format and has been added to our XML Interface.

Updates

• Style sheet - Updated to include some of the bureaus new products and improved formatting.

New Decision Table

Now available with the new release are new Decision Table editing screens, make sure you and your customers are familiar with our new setup and editing capabilities through you SDK account.

Decision Table is a free service of Systems Integration Tool Kit customers that allows users the ability to define their credit criteria based on specific products and automates their credit decisions based on selections. With Decision Table you can also assign queues to specific users, edit decisions and assign manual decisions. Be sure to check out the capabilities of the new Decision Table release.