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You might also find the following useful for your asset recovery business:


PRBC Consumer Report with FICO Expansion Score provides property data, bank account data and employment information.

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Access skip tracing services to collect a delinquent account successfully. At MicroBilt, our top priority is providing you with the best search data for locating your debtor.

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With MicroBilt's selection of advanced People Search products, you can locate individuals, get name, age, date of birth, Social Security number, current address, current phone number, previous addresses, AKA's and date of death.

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Asset Recovery / Repossessions: MicroBilt Smart Metro 2 Program

Report Your Retail Appliance Business’s Customer Accounts to the Credit Bureaus with the MicroBilt Smart Metro 2 Program

Trade-line data reporting to various credit repositories can be so time-consuming that many businesses either report to only one bureau or they are unable to do so in a timely manner. It can also be risky if various individuals have to physically handle sensitive account data in order to complete the process.

With Smart Metro 2, customer account information can be reported directly and securely to the credit bureaus and data repositories through our streamlined processing and reporting services directly through your account with MicroBilt.

To report your customer transactions to the credit bureaus for your asset recovery business we recommend:

Smart Metro 2

MicroBilt offers the leading identity verification products and services and cutting edge authentication products that will minimize risk to your retail appliance business. As part of each application, MicroBilt provides your retail appliance business a complementary suite of verification tools; MicroBilt applications can automatically verify and populate an address, verify your applicant's phone number, validate Social Security numbers and check the Social Security Administration's death master file for a match.


SmartTarget is part of an intelligent suite of collection and reporting services optimized for the unique needs and challenges of your asset recovery business. SmartTarget combines the ability to locate and communicate with debtors together with the reporting of delinquencies.

This product:

  • Verifies the debtor's current address
  • Generates tailored demand letters
  • Confirms delivery by the U.S. Postal Service
  • Reports the debt to the consumer credit bureaus and commercial data repositories

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