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All credit bureau products supported by CreditCommander.com and the Systems Integration Tool Kit have been listed below. Don't see the bureau product you are looking for? Contact MicroBilt


Additional Data Sources


2 Credit Header Search
This search provides access to credit header records from the credit bureaus and returns current address and telephone information.

ChoicePoint SSN Validation Report Search
This is a manual report that is generated by a court researcher. A court researcher searches official incarceration records contained in the state Department of Corrections.

Civil High Court County Report
This report is used when a state's eviction filings are not on-line or to verify eviction information with official court documents.

Evictions Search
Prevent the costly mistakes that arise from renting to bad tenants. Evicting an individual is not only costly but extremely time consuming. Predict the likelihood of this happening to you with instant public record access to millions of eviction filings.

Evictions, Liens & Judgments
Manage risk by evaluating any suits, liens or judgements on an individual.

OFAC Patriot Act Search
Screen applicants against the The Office of Foreign Assets Control (OFAC) database for trade sanctions against target foreign countries, terrorism sponsoring organizations, and international narcotics traffickers.

PayNet Payment History Report Search
This is a manual report that is generated by a court researcher. A court researcher searches official incarceration records contained in the state Department of Corrections.

PayNet Search Report Search
This is a manual report that is generated by a court researcher. A court researcher searches official incarceration records contained in the state Department of Corrections.

People Search
Basic search which returns Name, Age, DOB, SS#, Current Address, Phone, Historical Addresses, Aliases and Date of Death.

Trace Detail
The Trace Detail report is a secondary search accessed from the People Search that can be used to help locate people and provides additional phone information and/or contact information for relatives and neighbors.

Reverse Phone Search
Find a name, business or address associated with a telephone number. This search returns results from national databases covering residences and businesses.

Super Phone Search
Locate an individual or business utilizing Real-Time Phone Directories, Real-Time Nationwide Phone Search and U.S. Phone Listings.

Business Search
Find a business with this national search. Additional information, like bankruptcies, filings, known domains and SIC codes, is also available by requesting a report from this search.

Criminal National Search
Felony convictions report that includes incarceration.

Nationwide Federal Criminal Search
This is a manual report that is generated by a court researcher. A court researcher searches official criminal records contained in county files for past felonies, misdemeanors, sentences and actual incarcerations.

US National Criminal Report
Report includes court records, Department of Corrections records and sex offenders from over 38 states where available.

US Sex Offender
Report includes registered sex offenders from 29 states.

Felony and Misdemeanor County Report
Request a manual search for tax liens, small claims, judgments and civil actions for a specific county.

County Criminal
Request a manual search of arrest and conviction records for a specific county. Report includes both felony and misdemeanor records.

State Criminal
Request a manual search of arrest and conviction records for a state. Report includes both felony and misdemeanor records.

State DOC
Request a manual search of the Department of Corrections records for a state.

Bankruptcies, Liens and Judgments
Bankruptcy, Liens and Judgements search is a great low-cost tool if you wish to quickly check the financial history of an applicant or to prequalify an individual before requesting a credit report. The information returned from the search can be used to request a Bankruptcy report. This report is beneficial when determining the bankruptcy estate, claims, discharges, unscheduled debts and overall equity.


Bankruptcy Search
Provides most current search nationwide for bankruptcy filings on a person or business within just 2 days of a filing and returns Trustee, attorney for filer, assets, liabilities, chapter, date of creditors meeting and disposition.

Property Search
Details from a deed or assessor

UCC Search
Details from a loan made by a corporation. This includes items used for collateral.

Motor Vehicle Search
Returns Tag, license plate and VIN number on all cars.

MVR Driver Records
Get a detail listing of an applicant's driving records for a state.

Driver's License Search
Returns Name, Age, DOB, Social Security Number, Address, Phone Number, County of License, Type of License and more.



E-FUNDS

ChexSystems
Provides financial institutions with a history of closed-for-cause accounts, NSF history and inquires.

Debit Report
Provides a debit history of closed-for-cause accounts, NSF history and inquires. The Debit Report is offered as two products. The first product is for Collections and is a non-permissive product. The second product is for Credit Issuance and adheres to FCRA guidelines.



Experian

Address Update
This product helps subscribers keep in touch with their customers by providing current addresses from Experian's nation-wide database.

Bullseye
The complimentary Bullseye report provides the ability to request changes to a consumers account.

Collection
The Collection Report provides information needed to locate and collect from a debtor.

Connect Check/Plus
Connect Check was designed to meet the needs of regulated utility companies, telephone companies, cable companies and wireless companies.

Credit Profile Report
The Credit Profile report displays consumer information in a standard, objective, easy to read manner.

Cross View Optional / Product
Cross View provides comprehensive debit information to supplement credit data for risk assessment purposes.

Decode
This products allows you to find out the information behind a subscriber number.

Direct Check
The fastest, most inexpensive way to contact other credit grantors to obtain updated information about customers and prospects.

Employment Insight
Employment Insight enables you to quickly verify statements on a resume or application and indicates the stability of the applicant.

FACS+
Identify potential fradulent activity with alerts when an applicant's data is cautious, high-risk or non-residential.

GEO
Access geographical information in addition to a Credit Profile report.

Instant Prescreen
Experian Instant Prescreen combines technology with comprehensive consumer credit information to identify your best prospects.

Instant Update
Experian Instant Update allows your business to report delinquent information to the Experian consumer credit report database.

Profile Summary
Get 17 key calculations from the Credit Profile report, giving you a true picture of a customer's debt, monthly obligations and payment history.

Social Search
Social Search is a service specifically designed to help customers locate hard-to-find individuals.



Equifax

24-Month Payment History
View payment history of applicants for 24 months.

Beacon
Predict the likelihood that a new or existing account will become delinquent within 24 months after scoring.

Consumer Referral Location
Receive the bureau address in addition to a credit report.

Credit Profile Report US/Canada
The Credit Profile Report contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.

DTEC
Using just a Social Security number, DTEC quickly and cost efficiently searches the nationwide Equifax database of consumer files returning any matching individuals.

EDAS
No description available.

Finders
Designed by and for collection professionals, Finders provides the skip-locate impact of a full credit report.

Fraud Advisor
A comprehensive fraud-prevention product that identifies, rank-orders and translates risk potential while verifying consumer ID information at the point of application.

GEO
Access geographical information in addition to a Credit Profile report.

ID Report
This product will assist your business in locating consumers when a social security number is not available.

Persona
Persona is a product that provides demographic and financial information that can be used by employers to aid in the hiring process.



Trans Union

Acquire Connect, Express, Review and Select
The Acquire products are decisioning tools that analyze a consumer’s credit file.

Atlas
Access extensive name and address information from this telephone lookup system.

Credit Profile Report US/Canada
The Credit Profile Report contains information from credit grantors, courts, and collection agencies regarding the historical loans by the consumer.

FACT
No Description

Fraud Detect
Fraud Detect is an identification verification tool designed to prevent application fraud.

GAD
No Description

GEO
Access geographical information in addition to a Credit Profile report.

Glance
GLANCE allows contributors of tradeline data to access their own information on the TransUnion consumer database.

ID Search US/Canada
No Description

Lookup
LOOK UP decodes a single subscriber code and returns the name, address, and, if available, telephone number of the subscriber requested.

PEER
The Pre-Employment Evaluation Report (PEER) contains employment, tradeline, collection, public record, and inquiry information.

Retrace
The ReTrace Report accesses the Trans Union database using just the name and address.

Retrace Plus
No Description

Reverse Phone Append
Does your business need the ability to search for an individual by phone number? With this product, reverse phone number searches will be a snap!

Score Search
No Description

Score Summary US/Canada
No Description

Total ID
No Description

Trace
The Trace Report delivers the names and addresses associated with a particular social security number.

Trace Plus
No Description



Dun & Bradstreet

Background Report
The D&B Business Background Report provides you with a brief business summary and background information about the company.

Comprehensive Report
Comprehensive Report is an informative, in-depth evaluation of a company's financial stability.

Credit Scoring Report
Credit Scoring Report predicts the likelihood of a company paying in a delinquent manner.

Information Report
The D&B Business Information Report helps you evaluate your medium-to-high risk decisions by providing financial information.

Payment Analysis Report
Payment Analysis Report or (PAR®) provides an in-depth historical analysis of a company's payment performance.

Summary Business
Summary Business Information provides brief business summary and background information.

Supplier Evaluation
Supplier Evaluation Report is a predictive tool that uses an easy-to-understand risk score (on a scale of 1 to 9, with 1 being the lowest risk and 9 the highest) to help you determine the risk involved of doing business.




Experian Business

Busines Profile
The Experian Business Profile is a comprehensive profile of a companies credit history.

Collection, Commerical and Custom Intelliscore
Collection Priority falls under Experian Intelliscore. Intelliscore services use statistical credit risk scoring models to predict the likelihood of a company becoming significantly delinquent.

Intelliscore Full Backup Report
This product is an enhancement to the intelliscore and profile summary products.

Industry Trade
The Experian Industry Trade Profile compiles trade payment information contributed by members of an industry trade group into a custom credit report.

International Profile
No Description

Lease Decision Score
Improve the credit quality of your portfolio by making qualified decisions during the lease origination process and for account management reviews.

Owner Profile
Formerly known as the Small Business Advisory Report (SBAR), the Experian Business Owner Profile is a business credit report which imports consumer credit data on a business owner.

Portfolio Monitoring
Portfolio Monitor is an on-line product that alerts you of derogatory changes to your customer portfolio.

Profile Summary
The Experian Business Summary is an abbreviated credit profile listing summary credit variables and a general credit status for a business.

Small Business Intelliscore
Small Business Intelliscore falls under Experian Intelliscore. Intelliscore services use statistical credit risk scoring models to predict the likelihood of a company becoming significantly delinquent.

UCC Detail Report
Experian's UCC database contains up-to-date UCC records filed with the Secretary of State.



MicroMerge

Credit Profile Report
No description.




PayNet

Company Search
No description.

Payment History
No description.




FICO Expansion Score

Auto Loan & Lease (Term)
Get complete retail, trade-in and loan values of any used vehicle.

Credit Card & Retail (Revolving)
No description.

Mortgage & Home Equity
No description.




NADA

Vehicle Pricing
Get complete retail, trade-in and loan values of any used vehicle.




Manual Verification section

Employment Verification
No description.

Bank Reference Verification
No description.

Trade Line Reference Verification
No description.



Experian Authentication

Experian Authentication Solutions Level 1
This product can be used to verify both consumer and business information, streamline application processing and reduce fraud. It can also be included as part of your prescreening criteria.

Experian Authentication Solutions Level 2
This product is a credit enhanced version of Level 1 that can be used to verify both consumer and business information, streamline application processing and reduce fraud. It can also be included as part of your prescreening criteria. This version also checks Experian's national credit database



Assurance

Employment Verification
No description.

Bank Reference Verification
No description.

Trade Line Reference Verification
No description.