V4 can be used to underwrite and automatically apply a rules-based decisioning process to a wealth of products and services. Some of these include:
- New and Used Automobiles
- New and Used Vehicles of any kind
- Home Improvements
- Home Equity
- Unsecured
- Credit Card
- Mortgage Borrower Qualifications
- Aircraft Loans
- Deposit and Transaction Accounts and Services (debit cards, overdraft protection accounts, brokerage accounts)
- Virtually any type of loan or financial product where a logical application and approval process can be described and automated
Instant Loan Decision
Your borrowers are approved in seconds or are referred to the loan officer of your choice.
Completely Customizable
Utilize your custom scoring systems and loan application processes. V4 adapts to fit the way you do business and is branded with your indentity.
No Hardware or Software to Buy
V4 is a secure Internet solution... so there's no expensive hardware or costly software to purchase or maintain. You're up and running in days.
Lower Loan Process Costs
V4 saves you money on each loan you process and increases efficency!
Maintain Human Control
V4 is user-friendly and keeps you in control of the entire approval process. The final loan decision is still up to you.
Real-Time Updating
V4 gives you control of your rates and loan setup feature and updates instantly. It will even create Microsoft Office friendly reports.
Integrates with Data Processors
V4 adheres to the XML data standard, and communicates seamlessly with data processors using XML, eliminating the need to re-enter data.
Loan Management Center
Included FREE with your V4-Instant Loan Decision Solution, the Loan Management Center is your command center for controlling each and every aspect of how V4 works for you. You can benefit from the powerful features:
- Utilize an unlimited number of customized underwriting rules to match your internal lending processes.
- Customize your pre-screening function to save you fees for unacceptable applicants.
- Update your rates online to ensure your information is always current.
- Customize any question or field in your applications.
- Assign individual users specific permissions for access and editing of functions.
- Assign specific loan applications to be sent to particular staff members.
- Export loan activity reports to Microsoft Office-friendly formats for enhanced analysis and graphing capabilities.
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