All credit bureau products supported by CreditCommander.com and the Systems
Integration Tool Kit have been listed below. Don't see the bureau product you
are looking for? Contact MicroBilt
Additional Data Sources
2 Credit Header Search
This search provides access to credit header records from the
credit bureaus and returns current address and telephone information.
Evictions, Liens & Judgments
Manage risk by evaluating any suits, liens or judgements on
an individual.
OFAC
Screen applicants against the The Office of Foreign Assets
Control (OFAC) database for trade sanctions against target foreign countries,
terrorism sponsoring organizations, and international narcotics traffickers.
People Search
Basic search which returns Name, Age, DOB, SS#, Current
Address, Phone, Historical Addresses, Aliases and Date of Death.
Trace Detail
The Trace Detail report is a secondary search accessed from
the People Search that can be used to help locate people and provides
additional phone information and/or contact information for relatives and
neighbors.
Reverse Phone Search
Find a name, business or address associated with a telephone
number. This search returns results from national databases covering residences
and businesses.
Super Phone Search
Locate an individual or business utilizing Real-Time Phone
Directories, Real-Time Nationwide Phone Search and U.S. Phone Listings.
Business Search
Find a business with this national search. Additional
information, like bankruptcies, filings, known domains and SIC codes, is also
available by requesting a report from this search.
Secretary of State Filings Search
Search Secretary of State filings for all 50 states to find corporate registration and
additional background information.
RAPSHEET Criminal Report
DETERMINE felonies, misdemeanors, sex offenses, DUI tickets, and other offenses
from the most comprehensive source available online.
Criminal National Search
Felony convictions report that includes incarceration.
Nationwide Federal Criminal Search
This is a manual report that is generated by a court
researcher. A court researcher searches official criminal records contained in
county files for past felonies, misdemeanors, sentences and actual
incarcerations.
NBD COPS Plus National Criminal Report
Report includes court records, Department of Corrections
records and sex offenders from over 38 states where available.
NBD MultiState Sex Offender
Report includes registered sex offenders from 29 states.
Felony and Misdemeanor County Report
Request a manual search for tax liens, small claims,
judgments and civil actions for a specific county.
County Criminal
Request a manual search of arrest and conviction records for
a specific county. Report includes both felony and misdemeanor records.
State Criminal
Request a manual search of arrest and conviction records for
a state. Report includes both felony and misdemeanor records.
State DOC
Request a manual search of the Department of Corrections
records for a state.
Bankruptcies, Liens and Judgments
Bankruptcy, Liens and Judgements search is a great low-cost
tool if you wish to quickly check the financial history of an applicant or to
prequalify an individual before requesting a credit report. The information
returned from the search can be used to request a Bankruptcy report. This
report is beneficial when determining the bankruptcy estate, claims,
discharges, unscheduled debts and overall equity.
Bankruptcy Search
Provides most current search nationwide for bankruptcy
filings on a person or business within just 2 days of a filing and returns
Trustee, attorney for filer, assets, liabilities, chapter, date of creditors
meeting and disposition.
Property Search
Details from a deed or assessor
UCC Search
Details from a loan made by a corporation. This includes
items used for collateral.
Motor Vehicle Search
Returns Tag, license plate and VIN number on all cars.
MVR Driver Records
Get a detail listing of an applicant's driving records for a
state.
Driver's License Search
Returns Name, Age, DOB, Social Security Number, Address,
Phone Number, County of License, Type of License and more.
Application Verification
Phone Lookup
Populate or verify applications with full name and address from virtually any 10
digit phone number. SEARCH every phone and cellular directory available and 60+ million other records
exclusive to this product. EXPECT a 90% success rate on direct matches.
Zip Code Lookup(FREE)
Populate city and state with any U.S. or Canadian Postal Code.
SSN Validation(FREE)
Validate Social Security Numbers with logic used by the Social Security Administration.
Death Master File(FREE)
The Death Master File is used by leading financial and credit firms as well as government agencies
to match records and prevent identity fraud. By methodically running applications against the Death Master File,
applicants are screened real-time for fraud. The Death Master File (DMF) from the Social Security Administration (SSA)
contains over 65 million records of deaths that have been reported to SSA.
E-FUNDS
ChexSystems
Provides financial institutions with a history of
closed-for-cause accounts, NSF history and inquires.
Debit Report
Provides a debit history of closed-for-cause accounts, NSF
history and inquires. The Debit Report is offered as two products. The first
product is for Collections and is a non-permissive product. The second product
is for Credit Issuance and adheres to FCRA guidelines.
Equifax Canadian Commercial
Equifax Canadian Commercial Report
Access credit reports for Canadian businesses.
Experian
Address Update
This product helps subscribers keep in touch with their
customers by providing current addresses from Experian's nation-wide database.
Bullseye
The complimentary Bullseye report provides the ability to
request changes to a consumers account.
Collection
The Collection Report provides information needed to locate
and collect from a debtor.
Connect Check/Plus
Connect Check was designed to meet the needs of regulated
utility companies, telephone companies, cable companies and wireless companies.
Credit Profile Report
The Credit Profile report displays consumer information in a
standard, objective, easy to read manner.
Cross View Optional / Product
Cross View provides comprehensive debit information to
supplement credit data for risk assessment purposes.
Decode
This products allows you to find out the information behind a
subscriber number.
Direct Check
The fastest, most inexpensive way to contact other credit
grantors to obtain updated information about customers and prospects.
Employment Insight
Employment Insight enables you to quickly verify statements
on a resume or application and indicates the stability of the applicant.
FACS+
Identify potential fradulent activity with alerts when an
applicant's data is cautious, high-risk or non-residential.
GEO
Access geographical information in addition to a Credit
Profile report.
Instant Prescreen
Experian Instant Prescreen combines technology with
comprehensive consumer credit information to identify your best prospects.
Instant Update
Experian Instant Update allows your business to report
delinquent information to the Experian consumer credit report database.
Profile Summary
Get 17 key calculations from the Credit Profile report,
giving you a true picture of a customer's debt, monthly obligations and payment
history.
Social Search
Social Search is a service specifically designed to help
customers locate hard-to-find individuals.
Equifax
24-Month Payment History
View payment history of applicants for 24 months.
Beacon
Predict the likelihood that a new or existing account will
become delinquent within 24 months after scoring.
Consumer Referral Location
Receive the bureau address in addition to a credit report.
Credit Profile Report US/Canada
The Credit Profile Report contains information from credit
grantors, courts, and collection agencies regarding the historical loans by the
consumer.
DTEC
Using just a Social Security number, DTEC quickly and cost
efficiently searches the nationwide Equifax database of consumer files
returning any matching individuals.
EDAS
No description available.
Finders
Designed by and for collection professionals, Finders
provides the skip-locate impact of a full credit report.
Fraud Advisor
A comprehensive fraud-prevention product that identifies,
rank-orders and translates risk potential while verifying consumer ID
information at the point of application.
GEO
Access geographical information in addition to a Credit
Profile report.
ID Report
This product will assist your business in locating consumers
when a social security number is not available.
Persona
Persona is a product that provides demographic and financial
information that can be used by employers to aid in the hiring process.
TARGUSInfo
Phone Search,
Access extensive name and address information from this
telephone lookup system.
Verify Express
The Acquire products are decisioning tools that analyze a
consumer’s credit file.
Trans Union
Acquire Connect, Express,
Review and Select
The Acquire products are decisioning tools that analyze a
consumer’s credit file.
Atlas
Access extensive name and address information from this
telephone lookup system.
Credit Profile Report US/Canada
The Credit Profile Report contains information from credit
grantors, courts, and collection agencies regarding the historical loans by the
consumer.
FACT
No Description
Fraud Detect
Fraud Detect is an identification verification tool designed
to prevent application fraud.
GAD
No Description
GEO
Access geographical information in addition to a Credit
Profile report.
Glance
GLANCE allows contributors of tradeline data to access their
own information on the TransUnion consumer database.
ID Search US/Canada
No Description
Lookup
LOOK UP decodes a single subscriber code and returns the
name, address, and, if available, telephone number of the subscriber requested.
PEER
The Pre-Employment Evaluation Report (PEER) contains
employment, tradeline, collection, public record, and inquiry information.
Retrace
The ReTrace Report accesses the Trans Union database using
just the name and address.
Retrace Plus
No Description
Reverse Phone Append
Does your business need the ability to search for an
individual by phone number? With this product, reverse phone number searches
will be a snap!
Score Search
No Description
Score Summary US/Canada
No Description
Total ID
No Description
Trace
The Trace Report delivers the names and addresses associated
with a particular social security number.
Trace Plus
No Description
Dun & Bradstreet
Background Report
The D&B Business Background Report provides you with a brief
business summary and background information about the company.
Comprehensive Report
Comprehensive Report is an informative, in-depth evaluation
of a company's financial stability.
Credit Scoring Report
Credit Scoring Report predicts the likelihood of a company
paying in a delinquent manner.
Information Report
The D&B Business Information Report helps you evaluate your
medium-to-high risk decisions by providing financial information.
Payment Analysis Report
Payment Analysis Report or (PAR®) provides an in-depth
historical analysis of a company's payment performance.
Summary Business
Summary Business Information provides brief business summary
and background information.
Supplier Evaluation
Supplier Evaluation Report is a predictive tool that uses an
easy-to-understand risk score (on a scale of 1 to 9, with 1 being the lowest
risk and 9 the highest) to help you determine the risk involved of doing
business.
Experian Business
Busines Profile
The Experian Business Profile is a comprehensive profile of a
companies credit history.
Collection, Commerical
and Custom Intelliscore
Collection Priority falls under Experian Intelliscore.
Intelliscore services use statistical credit risk scoring models to predict the
likelihood of a company becoming significantly delinquent.
Intelliscore Full Backup Report
This product is an enhancement to the intelliscore and
profile summary products.
Industry Trade
The Experian Industry Trade Profile compiles trade payment
information contributed by members of an industry trade group into a custom
credit report.
International Profile
No Description
Lease Decision Score
Improve the credit quality of your portfolio by making
qualified decisions during the lease origination process and for account
management reviews.
Owner Profile
Formerly known as the Small Business Advisory Report (SBAR),
the Experian Business Owner Profile is a business credit report which imports
consumer credit data on a business owner.
Portfolio Monitoring
Portfolio Monitor is an on-line product that alerts you of
derogatory changes to your customer portfolio.
Profile Summary
The Experian Business Summary is an abbreviated credit
profile listing summary credit variables and a general credit status for a
business.
Small Business Intelliscore
Small Business Intelliscore falls under Experian
Intelliscore. Intelliscore services use statistical credit risk scoring models
to predict the likelihood of a company becoming significantly delinquent.
UCC Detail Report
Experian's UCC database contains up-to-date UCC records filed
with the Secretary of State.
NADA
Vehicle Pricing
Get complete retail, trade-in and loan values of any used
vehicle.
Manual Verification section
Employment Verification
Bank Reference Verification
Trade Line Reference Verification
Experian Authentication
Experian Authentication Solutions Level 1
This product can be used to verify both consumer and business
information, streamline application processing and reduce fraud. It can also be
included as part of your prescreening criteria.
Experian Authentication Solutions Level 2
This product is a credit enhanced version of Level 1 that can
be used to verify both consumer and business information, streamline
application processing and reduce fraud. It can also be included as part of
your prescreening criteria. This version also checks Experian's national credit
database
Fair Isaac
FICO Expansion Auto Report Search (Term)
FICO Expansion Credit Card Report Search (Revolving)
FICO Expansion Mortgage Report Search
FICO Score Evaluator
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