PRBC iPredict

Assess risk. Reduce defaults. Increase profitability.


iPredict is a single, convenient and integrated predictive scoring product that can be easily implemented across various product lines.

As a dynamic credit scoring solution, iPredict allows short-term lenders to assess credit risk on almost any consumer.  iPredict employs sophisticated algorithms to mine data from the industry’s largest and most relied upon short-term lending credit bureau database.


iPredict factors in over 165 data attributes when calculating the potential risk of a loan applicant defaulting on a loan. The iPredict report returns the following data:

  • iPredict Score for short term credit risk
  • Short term credit inquiry attributes
  • Short term loan history (loans given, payments, etc.)
  • Consumer stability attributes
  • Bankruptcy, Liens, Judgment and Eviction records
  • DDA banking attributes


iPredict enables companies to quickly evaluate the risk level of a potential loan applicant leading to reduced defaults, better margins and more efficient business processes. It is used in many industries including short term installment lending, buy-here-pay-here auto financing, check cashing, title lending and retail financing.

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