Instant Bank Verification - Consumer
WHAT IT IS:
Real-time transactional data from over 20,000 financial institutions worldwide. Instant Bank Verification verifies a bank account in real-time and provides up-to-date bank statements and multiple identity verifications. Billed only on usage (‘hits’ only) and there is no implementation fee. IBV is available in the United States, Canada and the UK and operates in full compliance with all applicable current laws and regulations.
WHAT IT DOES:
Use Instant Bank Verification to:
*subject to availability based on location
WHAT IT IS USED FOR:
Used for underwriting, Instant Bank Verification reduces the time needed for loan decisioning, eliminates paper and is FCRA compliant.
Instant Bank Verification is safe, secure and industry compliant including the provisions of PCI DSS 3.0 regulations. Through Instant Bank Verification data is scoreable, customizable and fully automated. With a full summary report and 150+ data points returned.
Gain visibility into a customer’s daily banking activity.Learn More
Check a customer’s balances before accepting a check.Learn More
Confirm a check has cleared a customer’s bank account.Learn More
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