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Adverse action notification

Automatically creates and sends adverse action emails for you.

WHAT IT IS:

MicroBilt adverse action notification product is a time saving offering that automates the process for creating and delivering adverse action notifications via email or traditional postal mail.

The adverse action notification product is available for a consumer credit decisions made on credit reports delivered through MicroBilt’s platform.

WHAT IT DOES:

MicroBilt’s solution for Adverse Action Notifications (“AAN”) includes the following:

  • Online interface to create and manage multiple email and letter templates
  • Automated generation and delivery of Adverse Action Notifications via email
  • Letter mailing services for Adverse Action Notifications via USPS

WHAT IT IS USED FOR:

All businesses screening consumers for credit, insurance, employment and any other circumstance specified under the FCRA (Fair Credit Reporting Act) and ECOA (Equal Credit Opportunity Act) must comply with legal regulations requiring the business send consumers notice of adverse action if denied.

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