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Life of the South Announces Partnership with MicroBilt to Provide Credit Protection and Service Contracts

Jacksonville, FL and Kennesaw, GA – Oct 14, 2005 – Life of the South, a leading provider of credit protection, GAP, and extended service contracts, announced today an agreement with MicroBilt Corporation, a leading online provider of credit information. Life of the South plans to offer a variety of protection products to MicroBilt's customer base through their online portal.

"With their relationships with banks, auto dealers, and credit unions nationwide, MicroBilt is a natural partner for Life of the South. Together we can take advantage of technology by incorporating key finance and insurance products into their operations. They can gain major advantages by eliminating pre-printed forms and not having to manually rate these products", said Bob Miller, First Vice President, Automotive Division for Life of the South.

"We look forward to bringing insurance and credit protection products such as GAP, extended service contracts and credit life to our customers", stated Ken Hill, President and COO. "Our goal is to simplify processing for lenders, dealers and other financial institutions by using technology to limit paperwork and increase sales."

About Life of the South:
Founded in 1982, Jacksonville, FL-based Life of the South has grown to be one of the top five providers and administrators of credit insurance in the United States. Life of the South serves clients in the automotive, banking, consumer finance, retail, insurance, and vacation ownership industries. The company is considered one of the premier providers of products and services to financial institutions. It also holds a national reputation as a third-party administrator. For more information, please visit Life of the South at www.life-south.com. Telephone 1-800-888-2738.

About MicroBilt:
MicroBilt, a division of Bristol Investments, Ltd., is the leader in credit bureau data access and retrieval, providing credit, collection and data sources. MicroBilt is certified through and provides interfaces with the three consumer bureaus, Equifax (NYSE: EFX), Experian (London Stock Exchange: GUS) and Trans Union and the two commercial bureaus, D&B and Experian Business as well as eFunds Corporation (NYSE: EFD) and Choicepoint (NYSE: CPS). This data access is available via the Internet at creditcommander.microbilt.com, a systems integration tool kit, dedicated terminals and dial-up software. The company also enables web sites to enhance their content offerings by delivering a CreditCommander.com private label site to their established online communities. Credit related insurance services are offered through MicroBilt's licensed insurance group, MicroBilt Assurance Corp. Private company information along with knowledge-based analytical tools and information services is available through Integra Information, a division of MicroBilt. MicroBilt maintains offices in Georgia and New Jersey. For more information, please contact MicroBilt Corporation, 1640 Airport Road, Suite 115, Kennesaw, GA, 30144 or www.MicroBilt.com. Telephone: 1-800-884-4747.